Wednesday, March 7, 2007

The Only Way Around It, Is Through It.

“I must not fear.
Fear is the mind-killer.
Fear is the little-death that brings total obliteration.
I will face my fear.
I will permit it to pass over me and through me.
And when it has gone past I will turn the inner eye to see its path.
Where the fear has gone there will be nothing.
Only I will remain.”

- Frank Herbert

3 comments:

Anonymous said...

Lovely poem, thanks for posting it.

How is your fight with the evil insurance company going? And why are they allowed to be so incompetent/greedy/useless? Wasn't the whole point of COBRA that you could leave your job and go wherever you needed to go? Sigh.

Leila V. said...

That is an awesome poem. Very powerful.

Barbora said...

Thank you, Trish! for asking about my situation.

It's been kind of my obsession over the last three days or more. The bad news is… I REALLY don't get COBRA here. The good news is I was able to go out and buy my own comparable coverage at the same (albeit high) cost.

My warning to anyone out there looking to purchase individual insurance is BEWARE of INSURANCE BROKERS. The ones that have you fill out a questionnaire online and then call you with several quotes from different providers.

The phone rang about 3 seconds after I submitted my request online. A very EXUBERANT salesman began talking fast, and before I realized what was happening, I had given the jerk my social security number!!

When I asked a pretty straightforward question, he responded by telling me I was just confusing the issue and asked for my credit card number! I drew the line. I asked that the policy be emailed to me so I could read it over carefully and then decide. "Sure," he said taking my email address.

By the time 24 hours had passed and I had called various insurance providers on my own, but received NO email from the salesman, I was certain that he had taken my social security number, left the county and was on a spending spree with my identity.

PANIC!
ON TOP OF EXISTING PANIC!

I looked up the company he called from, and got a supervisor to verify that the salesman who responded to my inquiry really worked there. He was understandably upset that his subordinate never provided written quote and assured me he would get it out immediately. “No thank you” I said, and explained that I was able to get an acceptable quote on my own directly from my chosen provider. Well, this fellow didn’t like that answer. He immediately began the HARD sell (he pulled up my record) and said “OH Prozac and Trazadone! Those are some pretty “serious” medications you’re taking. I can assure you right now, XYZ Provider will never accept you as a client.” (I don’t think he knew what Trazadone was, or that it is regularly prescribed at very low doses as a sleep aid. I can only assume that he thought any drug ending in “…done” was hardcore. What an ass-hat!)

I ended the conversation…but worried all night before my appointment this afternoon with XYZ provider, that the sales supervisor might be telling the truth and the fact that I was being treated for an anxiety disorder would disqualify me from any insurance…EVER! Gulp!

WRONG!!!! The sales supervisor was a big, fat liar!
He was preying on my fear!

I met with a REAL insurance representative today and explained EVERYHING.

They’re perfectly ok with me seeing Psychiatrist. In fact the rep. was apologetic that they could only cover a percentage of the cost of my psyche-meds for the first year.
That was better than I expected.

All is reasonably well in Barbora-land tonight.

The litany against fear is from "Dune."